Finance Score: -4

Governance Score: -2

Support Score: 3

Spending falling: -1
Volatile income: -3
No PartB

Narrow trustee age band: -2

Grant maker support: +3

Overall GiG Score: -3

THE FAIRBANKING FOUNDATION

The charity has the objective of advancing education in money management by encouraging the use of better financial management skills. It has undertaken research in this area and published reports. It has rated banking products according to content that helps improve money management. The charity operates an accreditation, the Fairbanking Mark.

Analysis by Giving is Great

Positives:

The charity has received modest backing from a grant maker
There have been no material income shortfalls in recent years

Regulatory & Governance issues to consider:

The Board has little diversity in terms of age

Financial issues to consider:

A PartB annual return has not been required and so detailed financial information is not available from the online data
Spending has fallen significantly over the last 5 years relative to the previous period
Income has been volatile recently

Established: 16 years

www.fairbanking.org.uk

info@fairbanking.org.uk

02076177957

Charity Commission for England and Wales

Tweets

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E	Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
30/06/23	£9	£9	£0	n/a	n/a	n/a	n/a	n/a	0
30/06/22	£29	£28	£1	n/a	n/a	n/a	n/a	n/a	2
30/06/21	£102	£126	£-25	n/a	n/a	n/a	n/a	n/a	8
30/06/20	£227	£246	£-19	n/a	n/a	n/a	n/a	n/a	12
30/06/19	£353	£379	£-26	n/a	n/a	n/a	n/a	n/a	12
30/06/18	£304	£348	£-44	£0	£0	£0	n/a	0	0
30/06/17	£339	£299	£40	£0	£0	£0	n/a	0	0
30/06/16	£392	£361	£30	£0	£0	£0	n/a	0	0
30/06/15	£313	£267	£46	£0	£0	£0	n/a	0	0
30/06/14	£166	£170	£-4	£0	£0	£0	n/a	0	0
30/06/13	£125	£104	£22	£0	£0	£0	n/a	0	0
30/06/12	£28	£27	£1	£0	£0	£0	n/a	0	0
30/06/11	£151	£144	£7	£0	£0	£0	n/a	0	0
30/06/10	£3	£5	£-2	£0	£0	£0	n/a	0	0
30/06/09	£49	£45	£4	£0	£0	£0	n/a	0	0

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Highest pay bracket: less than £60,000

Listed activities

Education/Training

How it operates

Provides services
Sponsors or undertakes research

Where it operates

Throughout England And Wales,

Who it helps

The General Public/Mankind

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations

Amount	When Months	To be used for
Barrow Cadbury Trust - Fairbanking Mark certification for products to help low
£30,000	02/08/2019 12	To continue to support credit unions to access the Fairbanking Mark accreditation process.
Barrow Cadbury Trust - FB Mark for Products to Help Low Income Households
£65,000	21/10/2017 15	To help low-income households through supporting credit unions to improve their savings and loans products
Barrow Cadbury Trust - Fairbanking Certification for Credit Unions and similar
£60,000	23/01/2016 14	To enable credit unions to apply for accreditation for a Fairbanking Mark.
Esmee Fairbairn - Grant to The Fairbanking Foundation
£40,000	09/03/2015 24	Towards core costs of an organisation that seeks to promote a greater understanding of economic and financial education by encouraging better financial products.
Barrow Cadbury Trust - Fairbanking Mark certification
£60,000	26/04/2014	Fairbanking Mark certification

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (4)

Current Trustees appointed

Gender Split

Age Range of Trustees: 62-70

MARK LEWIS Appointed: 2022, Occupation: Non Executive Director

LESLEY ANNE CURWEN Appointed: 2019, Occupation: Journalist

SUSAN TANGIER LEWIS Appointed: 2018, Occupation: N/A

TERESA PERCHARD (Chair) Appointed: 2013, Occupation: Non-Executive Director

Legal constitution

Charitable company registered in England & Wales on 09/09/2008, number: 1125769
Registered at Companies House on 19/06/2008, number: 06625040

Gift Aid

Registered with HMRC for Gift Aid

Policies in force

Complaints handling
Conflicting interests
Paying staff
Risk management

Filing Record

15 returns made; all on time

Main office

20-22 Wenlock Road
London
N1 7GU

Objectives

THE ADVANCEMENT OF EDUCATION IN MONEY MANAGEMENT WITH PARTICULAR FOCUS ON:A THE ENCOURAGEMENT OF PRODUCTS THAT ASSIST WITH THE EDUCATION OF CONSUMERS IN FINANCIAL MANAGEMENTB THE PROVISION OF ASSISTANCE TO THE LESS ADVANTAGED IN SOCIETYAND FOR OTHER PURPOSES WHICH ARE EXCLUSIVELY CHARITABLE

Defined Area of Benefit:

UNDEFINED. IN PRACTICE, NATIONAL.

Data Sources