Finance Score: 2

Governance Score: 9

Support Score: 12

Strong growth: +2

Good trustee age range: +3
Dynamic board: +3
Gender balanced board: +3

Grant maker support: +12

Overall GiG Score: 23

DEBT JUSTICE

Debt Justice (formerly known as Jubilee Debt Campaign) works to end poverty caused by unjust debt. Together with our network of activists and local groups and our UK and international allies, we carry out education, advocacy and campaigning to advance responsible lending, tax justice, the proper regulation of finance, and the cancellation of unjust debt.

Analysis by Giving is Great

Positives:

The charity has received backing from multiple prominent grant makers recently
There has been strong growth in spending over the last 5 years
There have been no material income shortfalls in recent years
The Board appears to be well diversified in terms of age and gender and dynamic in terms of composition

Regulatory & Governance issues to consider:

One or more trustees receive payments or benefits from the charity for providing services to the charity
Over half the Board have joined recently

Established: 28 years

www.debtjustice.org.uk

info@debtjustice.org.uk

07307 620372

Charity Commission for England and Wales

Tweets

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E	Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
31/12/22	£784	£721	£63	£84	£408	£224	3.7	11	0
31/12/21	£558	£519	£40	£56	£346	£180	4.2	9	0
31/12/20	£427	£353	£73	n/a	n/a	n/a	n/a	n/a	0
31/12/19	£364	£272	£92	n/a	n/a	n/a	n/a	n/a	0
31/12/18	£266	£272	£-7	£0	£0	£0	n/a	0	1
31/12/17	£287	£272	£16	£0	£0	£0	n/a	0	0
31/12/16	£292	£315	£-23	£0	£0	£0	n/a	0	0
31/12/15	£352	£351	£1	£0	£0	£0	n/a	0	0
31/12/14	£342	£307	£36	£0	£0	£0	n/a	0	0
31/12/13	£306	£338	£-32	£0	£0	£0	n/a	0	0
31/12/12	£257	£286	£-29	£0	£0	£0	n/a	0	0
31/12/11	£294	£300	£-6	£0	£0	£0	n/a	0	0
31/12/10	£281	£188	£92	£0	£0	£0	n/a	0	0
31/12/09	£199	£229	£-30	£0	£0	£0	n/a	0	0
31/12/08	£268	£302	£-33	£0	£0	£0	n/a	0	0
31/12/07	£234	£234	£0	£0	£0	£0	n/a	0	0
31/12/06	£278	£242	£37	£0	£0	£0	n/a	0	0
31/12/05	£297	£252	£45	£0	£0	£0	n/a	0	0
31/12/04	£215	£189	£26	£0	£0	£0	n/a	0	0

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Financial Ratios

Fundraising Costs/Relevant Income: 10.7%
Fundraising Costs/Total Spending: 11.7%
Senior Staff Costs/Total Spending: 11%
Highest pay band: £60,000-£70,000
Liabilities/Assets: 48%
Liabilities/Income: 47%
Unrestricted Funds/Total Funds: 55%
Reserves/Spending: 3.7 months
Net Current Assets/Spending: 7 months
Quick Ratio: 1.8

Asset Split ?

Listed activities

Education/Training
Overseas Aid/Famine Relief
The Prevention Or Relief Of Poverty

How it operates

Acts as an umbrella or resource body
Provides advocacy/advice/information
Provides human resources
Sponsors or undertakes research

Where it operates

Throughout England And Wales,

Who it helps

Other Defined Groups
The General Public/Mankind

Who works here?

11 employees

Who's supporting them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Major supporters in last 5 years

Trust for London	£221,160
John Ellerman Foundation	£120,000
Tudor Trust	£120,000
The Joffe Trust	£80,000

Specific Donations

Amount	When Months	To be used for
Trust for London - Debt Justice
£95,160	24/08/2023	The funding is for a Community Organiser to develop and support groups of people with lived experience of overindebtedness to campaign for change to the debt system. Debt Justice will build campaigns ....more The funding is for a Community Organiser to develop and support groups of people with lived experience of overindebtedness to campaign for change to the debt system. Debt Justice will build campaigns to tackle overindebtedness in the capital and change policy at borough and national levels.
Trust for London - Debt Justice
£6,000	29/09/2022	This is a cost of living uplift for grant reference 360G-trustforlondon-MAIN-S2-02.06.2020-8645
The Joffe Trust - Jubilee Debt Campaign
£60,000	28/01/2022 24	To invest in fundraising
John Ellerman Foundation - Core costs - primarily salaries of staff members.
£120,000	27/01/2022	Core costs - primarily salaries of staff members.
Tudor Trust - Grant to Jubilee Debt Campaign
£120,000	10/11/2021 36	over three years as unrestricted continuation funding for an organisation challenging the injustices of debt at a structural level
Foundation Scotland - Grant to Jubilee Debt Campaign
£100	13/08/2021	Donation from Rosemary Byrde
Trust for London - Jubilee Debt Campaign
£120,000	14/10/2020 36	The funding is for the London strand of a 3-year Community Organising project supporting people facing problem debt to influence policy and win change. They will organise, train and support Londoners ....more The funding is for the London strand of a 3-year Community Organising project supporting people facing problem debt to influence policy and win change. They will organise, train and support Londoners in problem debt to shape policy solutions and engage in campaigning and advocacy to secure their adoption.
The Joffe Trust - Jubilee Debt Campaign
£20,000	22/05/2020 12	COVID19 Structural reform of international debt
Tudor Trust - Grant to Jubilee Debt Campaign
£120,000	18/12/2018 36	over three years as unrestricted continuation funding for an organisation challenging the injustices of debt at a structural level
The Joffe Trust - Jubilee Debt Campaign
£40,000	28/09/2018 24	The new debt crisis
Tudor Trust - Grant to Jubilee Debt Campaign
£140,000	27/10/2015 36	over three years as unrestricted funding for an organisation challenging the injustices of global debt at a structural level

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Data sourced from Donors via 360 Giving

How is it governed?

Trustees (11)

Current Trustees appointed

Gender Split

Based on 10/11 persons

Age Range of Trustees: 30-73

AMANDA HELEN ARISS OBE Appointed: 2023, Occupation: Executive Director Of Creative Diversity Network, Other trusteeship: OPERAUPCLOSE LTD,

BILAL HUSSAIN Appointed: 2023, Occupation: Campaigns Lead

INDIA THOROGOOD Appointed: 2022, Occupation: Campaigns Consultant

JESSE LIAM GRIFFITHS (Chair) Appointed: 2019, Occupation: Head Of Programme

LYDIA BAKER Appointed: 2022, Occupation: Fundraiser

MORTEN THAYSEN LAURBERG Appointed: 2022, Occupation: Senior Organiser

OWEN ESPLEY Appointed: 2014, Occupation: Charity Worker

SARAH JANE MACE Appointed: 2018, Occupation: Head Of Digital & Content

SALLY COPLEY Appointed: 2023, Occupation: Executive Director

SIMON DAVEY Appointed: 2018, Occupation: Chartered Accountant

TIWONGE LUCIA COHN Appointed: 2023, Occupation: Consultant

Legal constitution

Charitable company registered in England & Wales on 29/05/1996, number: 1055675
Registered at Companies House on 21/05/1996, number: 03201959

Gift Aid

Registered with HMRC for Gift Aid

Policies in force

Complaints handling
Conflicting interests
Investment
Paying staff
Risk management
Volunteer management

Filing Record

19 returns made; all on time

Main office

OXFORD HOUSE
DERBYSHIRE STREET
LONDON
E2 6HG

Objectives

THE RELIEF OF GLOBAL POVERTY IN PARTICULAR BY ADVANCING EDUCATION RELATING TO THE PROBLEMS OF ACCUMULATING DEBTS.

Defined Area of Benefit:

WORLDWIDE

Data Sources